Free money tools

Every tool runs entirely in your browser. No account needed, and nothing you type is stored or sent anywhere.

The simplest tool we have. Three questions, one number: what your bills leave you each day until payday.

Car insurance, the MOT, Christmas. Turn the once-a-year ambush bills into one calm monthly set-aside.

Income vs outgoings, the 50/30/20 comparison, and a savings goal forecast with interest and inflation.

Tick a subscription or two you could cancel and see what that money becomes over 1, 2 and 10 years.

A lump sum plus a monthly habit. What it grows to, how much is interest, and what it will really be worth.

Sliders for your interest rate and inflation, so you can see what your savings will really be worth in today's money.

What a monthly habit builds over the years, how much of it is compound growth, and what waiting five years costs.

Where your workplace pension is heading, and what a contribution really costs you once tax relief is counted.

Compare HP, PCP, leasing and cash. The monthly payment, the total cost, and what you actually own at the end.

Turn a gross salary into real monthly take-home pay after tax, National Insurance, pension and student loan.