Subscription Savings Calculator

Subscriptions are designed to feel too small to matter. This tool shows what they cost over years rather than months, and what that money could become if you saved it instead.

Tick what you could cancel

The prices below are examples. Edit them to match what you actually pay, and add your own rows.

Streaming TV

Music streaming

Gym membership

Food delivery subscription

Cloud storage

App / magazine subscriptions

What that money becomes

If you saved it instead, at (% per year)

Tick one or two subscriptions above to see what cancelling them is worth. Even one small subscription adds up over ten years.

🔒 Everything on this page is calculated on your device. Nothing you type is sent to us, stored, or shared.

This calculator needs JavaScript (it runs entirely on your device). The pen-and-paper version: monthly price × 12 × years, then add interest on top if saved.

Important information

Any growth rate here is an assumption, not a forecast, a promise, or a typical result. Where you have not changed it, the figure is our default rather than your choice, and you can change it. Investments can fall as well as rise, you may get back less than you put in, and past performance is not a guide to future performance.

The content of this calculator is for informational purposes only and does not constitute financial or professional advice. It is not regulated financial, tax, mortgage, investment or legal advice, and using it does not make us your adviser.

We do not make personal recommendations. The tool shows you the result of a calculation based on the figures you enter. It does not tell you what you should do, and nothing it shows is presented as suitable for you or your circumstances.

The figures are estimates worked out by a computer program from the assumptions and information you enter. They are not a quote, an offer, or a statement of what you will actually pay or receive, and they will not reflect every part of your personal circumstances.

Please do not make a financial decision on these figures alone. Check your position against the relevant official source, or with a suitably qualified professional, before you act.

We take care to keep this tool accurate, but we cannot guarantee it is free from error or fully up to date, and so far as the law allows we cannot accept liability for any loss that comes from relying on it.